Why You’re Always Struggling With Money (And How to Fix It)

Financial struggles are one of the biggest problems in India. High expenses, poor savings, and lack of financial knowledge keep most people in a cycle of debt and stress. If you feel like you’re always short on money, this guide will show you how to save, invest, and build wealth – even if you have a low income.


The Real Problem (Why You’re Always Broke)

1. No Savings Plan (You Spend Everything You Earn)

  • Most Indians live paycheck to paycheck with zero savings.
  • Inflation is rising, but salaries aren’t keeping up.
  • Solution: Follow the 50/30/20 rule – 50% needs, 30% wants, 20% savings.

Tools & Resources:


2. No Passive Income (Your Job is Not Enough)

  • Relying only on a salary is risky – layoffs and pay cuts are common.
  • Passive income creates financial security and freedom.
  • Solution: Start a side hustle or invest in mutual funds.

Tools & Resources:

  • Groww – Easy mutual fund & stock investing.
  • Fiverr – Earn money online with freelancing.

3. No Financial Education (You Don’t Know How to Grow Money)

  • Schools don’t teach personal finance, so most people never learn.
  • Debt traps, bad loans, and poor investments keep people poor.
  • Solution: Learn about investments, taxes, and budgeting.

Tools & Resources:

My personal favourite – Rich dad Poor dad book to read

For free consultation – +91 89101 13435


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